Hard Money Loans for
Single-Family Home Rehabs
Short-term, interest-only bridge loans to rehab, redevelop, or fix-and-flip single-family homes.
Rehab and redevelopment of single-family homes is where we started, so we know these projects and their needs better than anyone. That’s why we offer flexible terms, competitive rates, and the fastest closing in the hard money industry.
What is a single-family home?
A single-family home is a free-standing residential building where the owner owns both the building and the land it sits on. Single-family homes cannot share a kitchen, utilities, or HVAC systems with any other buildings. They have private entrances and exits and direct access to a street. Single-family homes are designed to accommodate one family or group of individuals in a single dwelling.
Single-Family Rehab Overview
With great experience comes great rates and flexible terms. Submit your deal and we'll be in touch to talk details as soon as 24 hours.
Up to 15 months
Interest-only loan, first-position
Loan to Cost (LTC)
Up to 90%
Rent + Sell
Rent + Refi Out
Currently lending in 35 states (see map below).
How is a Rehab Loan Different Than Other Hard Money Loans?
A rehab loan is a short-term, hard money loan that covers a significant portion of the cost to purchase as well as repair or improve a property, versus a construction loan which is used for all costs associated to build the property.
Unlike the well-known FHA 203K rehab loans, a hard money rehab loan cannot be used for an owner-occupied property.
Who Do We Work With?
Fund That Flip works with experienced, professional redevelopers and rehabbers with the best deals in the best real estate markets. You’ve got a business to grow, and we’re not looking to mess around.
Looking to scale your business
4 completed and repaid deals in the past 24 months
Cash on-hand for the down payment and closing
VIPs looking for great rates
Fund That Flip by the Numbers
$2.3 Billion+ in Loans
to scale businesses and transform communities
93%+ Repeat Borrowers
where we write loans
6,500+ Homes & Rentals
transformed, revitalized, and built throughout the U.S.
8,700+ Jobs Created
by funding real estate investors
Why Get a Hard Money Loan from Fund That Flip?
As you’ve probably already experienced, maintaining and growing a network of private lenders is time consuming and inefficient — and that network has limited finances. Give your business the advantage by working with Fund That Flip.
We’re a direct hard money lender with a diverse capital stack — which means we can fund your project, we can fund it fast, and we can continue funding it as each project progresses.
When was the last time your lender visited your jobsite? We have Territory Managers and Regional Sales Directors throughout the U.S. — many who invest in real estate themselves.
With private lenders, you can only take on as many projects as your network can finance. With us, bring us the good deals, and we’ll fund them. Many of our borrower partners double their completed projects when they start working with us.
Beyond our local teams, we have an entire in-house team dedicated to you and your business. We guide you through every step of the loan process, close faster than anyone in the industry, and make sure your draws are fast and accurate.
Frequently Asked Questions
What is a single-family home?
A single-family home is a free-standing residential building where the owner owns both the building and the land it sits on. Single-family homes cannot share a kitchen, utilities or HVAC systems with any other buildings. They have private entrances and exits and direct access to a street. Single-family homes are designed to accommodate one family or group of individuals in a single dwelling.