New Construction Hard Money Loans
for Single-Family Homes
Short-term, interest-only bridge loans to build single-family homes.
Yes, “Flip” is in the name, but we offer financing for new construction projects, including up to 100% of construction costs.
What is a single-family home?
A single-family home is a free-standing residential building where the owner owns both the building and the land it sits on. Single-family homes cannot share a kitchen, utilities, or HVAC systems with any other buildings. They have private entrances and exits and direct access to a street. Single-family homes are designed to accommodate one family or group of individuals in a single dwelling.
New Construction Overview for Single-Family Homes
With great experience comes great rates and flexible terms. Submit your deal and we'll be in touch to talk details as soon as 24 hours.
Up to 15 months
Interest-only loan, first-position
Loan to Cost (LTC)
Up to 85%
Rent + Sell
Rent + Refi Out
Currently lending in 35 states (see map below).
How is a New Construction Loan Different from Other Types of Hard Money Loans?
New construction loans differ from rehab loans in that the loan needs to accommodate the supplies, labor, inspections, etc. to construct the property — as well as the completed project.
Types of New Construction Loans
Who Do We Work With?
Fund That Flip works with experienced, professional redevelopers and rehabbers with the best deals in the best real estate markets. You’ve got a business to grow, and we’re not looking to mess around.
Looking to scale your business
4 completed and repaid deals in the past 24 months
Cash on-hand for the down payment and closing
VIPs looking for great rates
Fund That Flip by the Numbers
$2.3 Billion+ in Loans
to scale businesses and transform communities
93%+ Repeat Borrowers
where we write loans
6,500+ Homes & Rentals
transformed, revitalized, and built throughout the U.S.
8,700+ Jobs Created
by funding real estate investors
Why Get a Hard Money Loan from Fund That Flip?
As you’ve probably already experienced, maintaining and growing a network of private lenders is time consuming and inefficient — and that network has limited finances. Give your business the advantage by working with Fund That Flip.
We’re a direct hard money lender with a diverse capital stack — which means we can fund your project, we can fund it fast, and we can continue funding it as each project progresses.
When was the last time your lender visited your jobsite? We have Territory Managers and Regional Sales Directors throughout the U.S. — many who invest in real estate themselves.
With private lenders, you can only take on as many projects as your network can finance. With us, bring us the good deals, and we’ll fund them. Many of our borrower partners double their completed projects when they start working with us.
Beyond our local teams, we have an entire in-house team dedicated to you and your business. We guide you through every step of the loan process, close faster than anyone in the industry, and make sure your draws are fast and accurate.
Frequently Asked Questions
What is a single-family home?
A single-family home is a free-standing residential building where the owner owns both the building and the land it sits on. Single-family homes cannot share a kitchen, utilities or HVAC systems with any other buildings. They have private entrances and exits and direct access to a street. Single-family homes are designed to accommodate one family or group of individuals in a single dwelling.